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Personal Checking Accounts

There are many advantages to opening a checking account with First Commercial Bank. Take a moment to discover which account is right for you.

free

Basic Checking

A non-interest bearing account with no monthly service charge and unlimited check writing privileges.

  • Minimum Initial Deposit: $25.00
  • Monthly Statements Without Check Images
  • Monthly Service Charge: No Charge
select

Select Checking

An non-interest bearing account with free select services and unlimited check writing privileges.

  • Minimum Initial Deposit: $100.00
  • Monthly Statements With Check Images
    • FREE FCB Wallet Checks (first box)
    • FREE Cashiers Checks (Must be debited from Select Checking Account - Limit 2 per month)
    • FREE ID Protect
    • FREE Identity Monitoring
    • 20% Discount on a Safe Deposit Box
    • $10,000.00 AD&D Insurance*
      • *NOT A DEPOSIT
      • *NOT FDIC-INSURED or insured by any federal government agency
      • *NOT GUARANTEED BY THE BANK
      • *MAY GO DOWN IN VALUE
  • Monthly Service Charge: $8.00

*NOT FDIC-INSURED or insured by any federal government agency

interest

Interest Checking

Earn interest on your deposits with limited check writing.

  • Minimum Initial Deposit: $1,500.00
  • Monthly Statements With Check Images
  • Interest: Variable
  • Minimum Daily Balance to Earn Interest: $1,500.00
  • First 35 Debits per Statement Cycle: No Charge
  • Additional Debits: $0.20 each
  • Monthly Service Charge: $10.00 (Monthly Service Charge waived if daily balance of $1,500.00 is maintained)

Check out our current rates.

silver

Silver Advantage Checking

An non-interest bearing account designed specifically for customers 55 years and older.

  • Minimum Initial Deposit: $100.00
  • Monthly Statements with Check Images
    • FREE FCB Wallet Checks (first box)
    • FREE Unlimited Check Writing
    • FREE Cashiers Checks (Must be debited from Silver Advantage Account)
    • 20% Discount on a Safe Deposit Box
  • Monthly Service Charge: No Charge

Enjoy these additional benefits on any First Commercial Bank checking account.